|
There are two
dental/vision packages to choose from, an HMO plan and an indemnity plan.
Both plans are described below. Please refer to the Exploring
Your Health Care Benefits Through LACERA
folder for specific details on plans and plan comparison charts.
CIGNA
HMO DENTAL/VISION
Retired
members and dependents may enroll in the CIGNA HMO Dental/Vision plan
whether or not you enroll in any of the LACERA-administered medical plans.
You must choose your dentist from a list of CIGNA HMO Dental Network providers.
| DENTAL benefits include: |
- No charge for preventive care - exams, routine cleanings and x-rays
- No annual or lifetime dollar maximums
- No deductibles
- No claim forms
|
| VISION benefits include: |
|
CIGNA
DENTAL/VISION PLAN
Retired
members and dependents may enroll in the CIGNA Dental/Vision plan whether
or not you enroll in any LACERA-administered medical plan. Under this indemnity
plan, the plan will generally pay 80% of covered charges and you will
pay the balance.
| DENTAL benefits include: |
- Coverage for preventive care - cleanings, fluoride treatments
- Coverage for basic services - amalgam or plastic fillings, crown/inlay repair
- Coverage for major services - stainless steel crowns, oral surgery, periodontal treatment
- Choice of any dentist in the United States
- Annual deductible of $25 per person/$50 per family
- Annual benefit maximum of $1500 per person
- Payment of 80% of usual charges after the annual deductible is met
|
| VISION benefits include: |
|
Within your
Exploring
Your Health Care Benefits Through LACERA
folder you will find a sheet which gives you a detailed breakdown of what
is covered on the plans and the percentage or dollar amount that is covered.
Need
more information? Call
LACERA for enrollment information and benefit changes. Call the
insurance
carrier
for plan booklets, claim forms, eligibility and billing questions.
|
