PacifiCare is an IPA HMO available to retired, eligible LACERA members and their dependents who are under age 65 and not eligible for Medicare.  An IPA model consists of physicians in private practice that contract with an HMO to provide services to its members. 

A T T E N T I O N PacifiCare members must contact LACERA at least 3 months before their 65th birthday to enroll in Secure Horizons or another LACERA-administered medical plan.  PacifiCare is only for those members under age 65.

Features of this plan:

• You must receive all medical care through PacifiCare providers
• No deductibles
• No claim forms
• Copayments are required for certain services

SECURE HORIZONS
Secure Horizons is an IPA HMO Medicare Advantage-Prescription Drug Plan (MA-PD) available to retired, eligible LACERA members and their dependents who are age 65 or older and enrolled in Medicare Part A and B.  If you have Medicare coverage and enroll in Secure Horizons, all non-Medicare eligible family members under age 65 must enroll in PacifiCare.  Secure Horizons is a subsidiary of PacifiCare.  They contract with physicians in private practice to provide health care services.

Features of this plan are:

• You must receive all medical care through PacifiCare providers
• No deductibles
• No claim forms
• Your premiums for Medicare Part B are reimbursed by the County on a tax-free basis
• "Senior-Fit" is a free health assessment and custom-designed fitness program

PacifiCare and Secure Horizons offer a program for caregivers, A Solution for Caregivers, is a support program for enrollees, who are caregivers, to use to find answers, services, and support to care for a relative, spouse, or even themselves. Click here for more information about the program. (11-6-03)

Need more information? 

1. Call the insurance carrier for plan booklets, claim forms, eligibility and billing questions.
2. Call LACERA for enrollment information and benefit changes.