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BENEFITS


PRE-RETIREMENT DEATH AND CONTINUING BENEFITS

ACTIVE MEMBERS - contributory plans: SURVIVING SPOUSE OR DOMESTIC PARTNER

If you are a surviving spouse or domestic partner of an active member who dies while in County service, you may be eligible for death benefits in the form of a lump sum or continuing monthly allowance depending on the member’s length of service and whether the death was service- or nonservice-connected.

If the death is nonservice-connected and the Plan A, B, C, or D member is vested with five years of County employment, death benefits are payable. Death benefits are also payable in the event a Plan G or Safety Plan C member with at least five years of County service credit dies prior to retirement. No minimum length of service is required under any contributory plan for lump-sum death benefit eligibility.

Note: To qualify as an eligible survivor in cases involving the death of an active member, a spouse or domestic partner must have been married to or in a duly registered domestic partnership with the member prior to the member's death. No minimum length of marriage or domestic partnership requirement applies.

SURVIVING MINOR CHILD

A surviving minor child is eligible for benefits if the member does not have an eligible surviving spouse or domestic partner. To be eligible, the child must be:

  • Under the age of 18. Eligibility may be extended through the age of 21 if the eligible
    child(ren) remains unmarried and remains a full-time student in an accredited education institution.

NAMED BENEFICIARY

For a person other than a surviving spouse to be eligible to receive a lump-sum death benefit subsequent to the death of an active member, he/she must have been a named beneficiary.

If you die while you are on deferred status, your beneficiary will receive a one-time lump-sum death benefit that consists of your contributions and interest.

PLAN E

LACERA does not provide death benefits for active members in Plan E.

ELIGIBILITY FOR lacera-administered HEALTHCARE

Upon the death of an active member, a survivor or beneficiary who is receiving a continuing monthly allowance from LACERA is generally eligible to enroll in LACERA-administered healthcare coverage. When LACERA is notified of a member's death, LACERA mails a healthcare benefits information packet to any applicable party. The packet includes information on benefits and premium rates, along with enrollment forms.

For additional information on eligibility for LACERA-administered survivor healthcare, call 800-786-6464 and press 1 to speak with a LACERA Healthcare Benefits Specialist.

Note: Under The Affordable Care Act, individuals who are ineligible to enroll in Medicare have the option to buy health insurance coverage through an insurance exchange. Some may find that option preferable to continuing coverage in a LACERA-administered health plan. To determine your best course of action, review all available coverage options and premium costs.

3/5/14