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BENEFITS


COLA ACCUMULATION CHART

On February 3, 2021, the Board of Retirement approved the 2021 cost-of-living adjustment (COLA). The chart below reflects the COLA Accumulation percentages for all retiree groups as of April 2020, and the accumulation for April 2021 after any adjustments.

Notice to members: On April 7, 2021, the Board of Retirement approved updates to the COLA accumulation balance for all plans. To ensure that our members and payees receive the maximum COLA to which they are entitled, LACERA has retroactively applied the increases to all 2021 COLA accumulation balances and payments, correcting the 2021 COLA awards for a select group of Plan A members.

The 2021 COLA Accumulation chart below includes minor increases (0.2 to 0.5 percent) to the "Accumulation as of April 2020" for retirement dates up to March 31, 2019. This increase is to correct an internal rounding error for any years from 2018 on in which the CPI percentage exceeded the maximum allowed COLA increase and should have been added to the accumulation.

In addition, a COLA will be applied retroactively to Plans B, C, D, and E for the years 2014 and 2015, which affects some members with retirement dates between April 1, 2006 and March 31, 2012. For those members impacted by this correction, you will receive notification and a one-time catchup payment in May 2021. In addition, your current retirement benefit will be increased as necessary.

You can learn more about COLA here.

Retirement Dates Plan Maximum
Cost-of-Living Increase
CPI Change Accumulation
as of
April 2020
April 2021
Adjustment
Accumulation
as of
April 2021
Prior to 4/1/81 A 3.0% 1.5% 6.8% -1.5% 5.3%
4/1/81 – 3/31/18 A 3.0% 1.5% 0.8% -0.8% 0.0%
4/1/18 – 3/31/19 A 3.0% 1.5% 0.2% -0.2% 0.0%
4/1/19 – 3/31/21 A 3.0% 1.5% 0.0% 0.0% 0.0%
4/1/77 – 3/31/90 B, C, D 2.0% 1.5% 19.0% -0.5% 18.5%
4/1/90 – 3/31/91 B, C, D 2.0% 1.5% 16.4% -0.5% 15.9%
4/1/91 – 3/31/92 B, C, D 2.0% 1.5% 11.8% -0.5% 11.3%
4/1/92 – 3/31/00 B, C, D 2.0% 1.5% 11.2% -0.5% 10.7%
4/1/00 – 3/31/01 B, C, D 2.0% 1.5% 10.9% -0.5% 10.4%
4/1/01 – 3/31/02 B, C, D 2.0% 1.5% 9.2% -0.5% 8.7%
4/1/02 – 3/31/03 B, C, D 2.0% 1.5% 9.1% -0.5% 8.6%
4/1/03 – 3/31/05 B, C, D 2.0% 1.5% 7.4% -0.5% 6.9%
4/1/05 – 3/31/06 B, C, D 2.0% 1.5% 5.0% -0.5% 4.5%
4/1/06 – 3/31/18 B, C, D 2.0% 1.5% 3.8% -0.5% 3.3%
4/1/18 – 3/31/19 B, C, D 2.0% 1.5% 2.2% -0.5% 1.7%
4/1/19 – 3/31/20 B, C, D 2.0% 1.5% 1.0% -0.5% 0.5%
4/1/20 – 3/31/21 B, C, D 2.0% 1.5% 0.0% 0.0% 0.0%
1/1/13 – 3/31/18 PEPRA Plans G and Safety C 2.0% 1.5% 3.8% -0.5% 3.3%
4/1/18 – 3/31/19 PEPRA Plans G and Safety C 2.0% 1.5% 2.2% -0.5% 1.7%
4/1/19 – 3/31/20 PEPRA Plans G and Safety C 2.0% 1.5% 1.0% -0.5% 0.5%
4/1/20 – 3/31/21 PEPRA Plans G and Safety C 2.0% 1.5% 0.0% 0.0% 0.0%
6/4/02 – 3/31/03 E* 2.0% 1.5% 9.1% -0.5% 8.6%
4/1/03 – 3/31/05 E* 2.0% 1.5% 7.4% -0.5% 6.9%
4/1/05 – 3/31/06 E* 2.0% 1.5% 5.0% -0.5% 4.5%
4/1/06 – 3/31/18 E* 2.0% 1.5% 3.8% -0.5% 3.3%
4/1/18 – 3/31/19 E* 2.0% 1.5% 2.2% -0.5% 1.7%
4/1/19 – 3/31/20 E* 2.0% 1.5% 1.0% -0.5% 0.5%
4/1/20 – 3/31/21 E* 2.0% 1.5% 0.0% 0.0% 0.0%

Retirement dates also apply to retiree’s survivor or beneficiary(ies) and/or alternate payee(s).

*Plan E members who retired after June 4, 2002, will receive up to a 2.0 percent COLA increase. The portion of the 2.0 percent COLA is based upon a ratio of the months of service earned on and after June 4, 2002, plus any purchased Plan E Elective COLA, divided by the total months of service.

4/20/21