There are other factors to be aware of that may affect your retirement allowance.
Retirement Age Considerations
If you choose to postpone your retirement, there are age-related factors to consider, such as your plan’s maximum benefit returns age and required minimum distributions.
Social Security Reductions
If you are eligible for Social Security and a LACERA pension, you may be affected by federal laws that reduce your Social Security benefit. In addition, if you were employed by the County prior to 1983, your allowance is subject to a reduction for Social Security-covered service. Read more about Social Security Reductions.
Divorce
If your marriage or partnership is dissolved while you are an active member, your LACERA pension is subject to division. Read more about Pre-Retirement Divorce.
Pension Forfeiture
Public employees convicted of a job-related felony by a state or federal court are subject to forfeiture of their pension benefits. Read more about Pension Forfeiture.