LACERA retirees have a choice of several indemnity plans and one Medicare supplement plan from Anthem Blue Cross of California: Plan I, Plan II, Prudent Buyer, and Plan III (Medicare Supplement).
An indemnity plan is fee-for-service health insurance. You pay a certain amount in medical expenses each year (annual deductible). You pay for services at the time you receive care from the provider or hospital. You submit a claim and are reimbursed a portion of covered expenses by the plan.
Learn how Anthem Blue Cross Plans I, II, and III coordinate with Medicare Anthem Blue Cross Medicare Chart.
See the individual plan pages for contact information and summaries of each plan’s coverage, required copayments, deductibles, maximum out-of-pocket expenses, and lifetime maximum benefits (does not apply to the Medicare Supplement plan). Plan I, II, and III prescription drug benefits are provided by CVS/Caremark and Prudent Buyer prescription drug benefits are provided by IngenioRx.
To see the main features of each Anthem indemnity plan side by side, use the Comparison Chart.
Evidence of Coverage
For full details of the services, coverage, and costs of care provided by your specific medical plan, review your latest Evidence of Coverage below.
In State
Anthem Blue Cross Plan I
Anthem Blue Cross Plan II
Anthem Blue Cross Plan III
Anthem Blue Cross Prudent Buyer
Out of State
Anthem Blue Cross Plan I
Anthem Blue Cross Plan II
Anthem Blue Cross Plan III