Plan Book E for General Members

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  3. Retirees and Families

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    2. Families and Survivors

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  4. Retiree Healthcare

    Retiree Healthcare

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  1. Plan Book E
    1. Welcome to Plan E
    2. Understanding the Variables
    3. Other Circumstances of Service
    4. Combined Allowances
    5. Exploring the Benefits
    6. Additional Impacting Factors
    7. County Service After Retirement
    8. County-Sponsored Benefits
    9. Post-Retirement Healthcare
    10. LACERA Resources
    11. Calculating Your Retirement Allowance
    12. Terms to Know
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Begin content
Section 8:

Disability Retirement

Life Insurance

Plan E participants in Options, Choices, and Flex are covered by a $10,000 basic term life insurance plan paid by the County. Options and Choices participants may elect to purchase additional term life insurance. Flex and MegaFlex participants may elect to purchase Group Variable Universal Life (GVUL) insurance.

Plan E MegaFlex participants may opt to purchase a County-sponsored life insurance plan known as the Survivor Income Benefit (SIB). Upon your death, SIB provides your survivors with a benefit equal to 25 or 50 percent of your monthly earnings.

County of Los Angeles Long-Term Disability & Survivor Benefit

LACERA does not provide disability retirement benefits or pre-retirement death benefits under Plan E. However, the County-sponsored Long-Term Disability and Survivor Benefit Plan provides benefits if you become disabled during active service. If you die while receiving benefits under this plan, coverage will be extended to your eligible survivor.

However, if you are not receiving LTD and you die during active service, your survivor will not be eligible for continuing benefits through LTD or LACERA. Your eligible survivor would receive only a monthly lifetime benefit if you had purchased SIB.

Contact your Department for details on County-sponsored insurance plans. LACERA does not sponsor or administer these plans.

*Certain conditions and restrictions apply. County-sponsored benefits vary according to the benefits plan.

Los Angeles County Employees Retirement Association

Appointment Reservations
LACERA
Los Angeles County Employees Retirement Association

Member Service Center

M – F, 7 a.m. – 5 p.m. PT

Holiday Schedule

300 N. Lake Ave.
Pasadena, CA 91101

Contact Us

Member Services Call Center

M – F, 7 a.m. – 5:30 p.m. PT

800-786-6464

Retiree Healthcare

800-786-6464

Business

M – F, 8 a.m. – 5 p.m. PT

PO Box 7060
Pasadena, CA 91109-7060

Phone 626-564-6000

Fax 626-564-6155

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