Government Pension Offset

Skip to main content
Home

Sign in to My LACERA

  1. About LACERA

    Get Info
    About LACERA
    1. Who We Are

      1. News
      2. Mission, Vision, and Values
      3. Careers
      4. Business Opportunities
      5. Contact Us
    2. Leadership

      1. Board of Retirement
      2. Board of Investments
      3. Board Meetings
      4. Executive Team
      5. Divisions
    3. Accountability

      1. Retirement Law
      2. Governing Documents
      3. Investments
      4. Annual Reports
      5. Public Records
  2. Active Members

    Get Active
    Member Info
      1. General Plans

      2. Plans A/B/C
      3. Plan D
      4. Plan E
      5. Plan G
      6. Safety Plans

      7. Plans A/B
      8. Plan C
    1. Active Service

      1. Contributions
      2. Service Credit
      3. Compensation
      4. Reciprocity
      5. Terminating Service
      6. Felony Forfeiture
      7. Pre-Retirement Divorce
      8. Disability Retirement
    2. Retirement Planning

      1. Benefit Estimates
      2. Workshops
      3. Steps to Prepare
      4. Ready to Retire
      5. Retirement Options
      6. Beneficiaries
      7. Power of Attorney
  3. Retirees and Families

    Get Retirees and
    Families Info
    1. Retirement Payments

      1. Your Paystub
      2. Cost of Living
      3. Direct Deposit
      4. Tax Requirements
      5. Returning to Work
      6. Divorce
      7. Admin Appeals
    2. Families and Survivors

      1. Benefits Process
      2. Eligible Beneficiaries
      3. Survivor Benefits
      4. Survivor Healthcare
      5. Taxability of Benefits
  4. Retiree Healthcare

    Get Retiree
    Healthcare Info
    1. Program Basics

      1. Healthcare Eligibility
      2. Paying for Coverage
      3. Manage Your Enrollment
      4. Medicare
      5. Healthcare Resources
      6. Healthcare Legislation
    2. Healthcare Plans

      1. Anthem Blue Cross of CA
      2. Cigna
      3. Kaiser Permanente
      4. SCAN
      5. United Healthcare
      6. Dental/Vision Plans

Retirement Planning

  1. Benefit Estimates
    1. Maximum Benefit Returns
    2. Required Minimum Distributions
    3. Social Security Reductions
      1. Windfall Elimination Provision
      2. Government Pension Offset
  2. Workshops
  3. Steps to Prepare
  4. Ready to Retire
  5. Retirement Options
  6. Beneficiaries
  7. Power of Attorney
Begin content

If you receive a retirement allowance from LACERA and are also eligible for Social Security dependent benefits, you may be subject to Social Security’s Government Pension Offset (GPO), enacted by Congress in 1977.

The GPO was repealed in January 2025 with an effective date of January 2024 and is pending implementation under the Social Security Fairness Act. As of February 2025, LACERA is not aware of any implementation plan released by the Social Security Administration but will keep members apprised as we receive new information. Visit the Social Security website for agency updates on the Fairness Act.

The GPO applies to Social Security benefits that you may receive as a spouse, widow, or widower while you are also receiving a government pension. The GPO reduces your benefits by two-thirds of your pension amount. Thus, if you are subject to the GPO and two-thirds of your LACERA allowance is more than your Social Security dependent benefit, the GPO could completely eliminate your dependent benefit.

Visit the Social Security website for more about how the GPO might affect your federal benefit, or contact the Social Security Administration at 800-772-1213.

Los Angeles County Employees Retirement Association

Appointment Reservations
LACERA Logo
Los Angeles County Employees Retirement Association

Member Service Center

M – F, 7 a.m. – 5 p.m. PT

Available by appointment only;
no walk-ins accepted.

Holiday Schedule

300 N. Lake Ave.
Pasadena, CA 91101

Contact Us

Member Services Call Center

M – F, 7 a.m. – 5:30 p.m. PT

800-786-6464

Retiree Healthcare

800-786-6464

Business

M – F, 8 a.m. – 5 p.m. PT

PO Box 7060
Pasadena, CA 91109-7060

Phone 626-564-6000

Fax 626-564-6155

  • ©2025 LACERA, All Rights Reserved
  • Disclaimer & Privacy Statement